Perhaps you have taken measures. But if they were taken between Tuesday and today, there has not been enough time for them to take hold.
Nevertheless, that is not what these merchants told us. All of the coalitions said that they are having a hard time receiving information to help them better understand the fees.
This ties in to what Mr. McCallum was saying earlier. At the end of the day, there were increases because of the increase in premium cards issued. Everyone knows that for now, merchants are paying for the increases, but they will undoubtedly be passed on to the consumer later on.
Within this process, consumers also need transparency. So will they be better informed than merchants? To date, as regards the information you provide to merchants, I think your batting average has been dismal.