As a matter of fact, we do make our rates public. We were the first to do so in Canada. What we've recently done is update the system so that a merchant can go in—there are 19 rates, but no merchant will have more than three applied to them. So when the merchant goes into this system, they describe what kind of business they're in, what their sales levels are and that sort of thing, and we return to them a customized interchange schedule.
On May 14th, 2009. See this statement in context.