Thank you, Mr. Chair.
We don't know what your profit was in Canada last year, but it seems to me it's an important part of understanding the whole equation. I'd like to have your reaction to the following proposition.
Perhaps I have it wrong, but it seems to me you currently have enough control over the fee structure that, by knowing the number of transactions to reasonably expect in the coming year, their value, and essentially working backwards, you can achieve a certain profit level by setting the transaction fee accordingly. I'd like to have your reaction to that, given that we don't have a highly competitive situation here in Canada and you and MasterCard essentially dominate the market.