Thank you, Mr. Chair.
Good morning, Mr. Carney and Mr. Jenkins.
Mr. Carney, you said earlier, at the start of your opening statement, that we could expect economic growth in 2010, eventually reaching 3.8%. Today, in February 2009, we are forecasting a recovery in 2010, in one year's time. At this time last year, could you have predicted the crisis we are currently in? Had you forecast it?