Mr. Baumgartner, I have a very simple question for you on a very complicated case. Someone has reported to me a problem they have with respect to fees they've been charged for non-qualified purchases. It would appear that the charges were placed on the wrong item on the bill, some for qualified, some for non-qualified. I'm wondering, given the example that's here, what this means for merchants as far as card acceptance is concerned, when they don't know how large the volume is of non-qualified cards. The concern by a number of these companies is that the line items in which something may be charged may not reflect the actual number or kind of client card they have, and they obviously have no right to refuse. How do they get around that conundrum, and do you have instances where you may be charging them the wrong line, in terms of the bill you're providing them?
On May 26th, 2009. See this statement in context.