Good afternoon.
I want to come back to the issue of premium cards. I have mentioned the Australian model that has been recommended by the coalition of retailers. You said that you do not approve of that model because you are more in favor of free competition.
Since you only process payments... Credit cards meet a definite need and I believe we will continue to use them because they are very useful. So, I think you would not lose anything if the interchange fees were fixed.
Why are you not in favor of a maximum rate set by regulation?