I can answer that. From a merchant's standpoint, there's more competition. Merchants right now have one choice, Interac, and we have concerns with it because we've been declining in market share. The ultimate control over the pricing is that merchants decide whether they're going to accept Visa debit, whether they're going to accept MasterCard debit, and whether they're going to accept Interac. When they're competing, you're going to make sure that the prices stay intact.
On May 28th, 2009. See this statement in context.