Generally speaking, as we said in our brief, the members feel that the best thing for the consumer is to have a wide choice. Certainly we understand the issue with Interac, which I believe is going to be testifying in front of this committee shortly. At the moment it is asking for some kind of restructuring that will help it compete.
Clearly there are other products already introduced in the market, and our view is that the best policy is to allow this competition for the benefit of consumers.