Thank you, Mr. Chair.
Good afternoon, ladies and gentlemen. Before I forget, I would like to congratulate the representatives of the Canadian Bankers Association on their fine presentation. The work has been done very professionally, and I wanted to mention that fact. And it is very well done in both official languages.
I'm going to ask a question which cannot be answered here, because it would take up too much of my time. Since you are in the credit card market—that is why you are here—you must definitely make some profit on this. I would like a representative of each bank to tell me what percentage of your profit comes from credit cards. What percentage of your profits can be attributed to credit cards? I would like a detailed answer from each of the banks, since you represent the Canadian Bankers Association. You could send me that later.