Thank you Mr. Chairman.
Good morning to all our witnesses.
I have a few questions for Option consommateurs.
You raised a point that hasn't really been discussed throughout our hearings. You stated that the whole credit card payment system is complex and is full of holes. Without presuming which conclusions the committee will make, I would say that I agree with you. In fact, the system is rather complex and there are several holes. There are individuals who profit from this who are not necessarily consumers.
You raised the issue of cash. You say that electronic cash does not exist in Canada. Do you think it exists in other countries?