I want to move on for a second, but I will point out that the money you're talking about in terms of the Canada Mortgage and Housing Corporation was money set aside so that consumers could afford to take out mortgages and buy houses. Those consumers, represented by all of us, are our constituents. I think it's hardly fair to call that a $200-billion subsidy.
I want to move on to Mr. Bouchard, if I may.
I have a couple of questions for you. A fellow from Visa came before us and talked a little about the Infinite card. He was talking about customers who use the Infinite card. He said that these are the highest-value customers to merchants. We've heard a lot about the value these consumers offer to merchants.
I would assume that someone who's using an Infinite card doesn't choose The Country Grocer simply because he or she has a Visa Infinite card. Is that fair to say?