Thank you.
Gentlemen, a number of the retail organizations have told us that the contracts they enter into with credit card companies often restrict them from advertising the cash discount price. Some of the credit card companies deny that's the case, but there seems to be some discrepancy there.
Have you studied what the impact would be of retailers advertising a cash discount price in all transactions? What percentage of consumers do you think would be likely to take them up on that cash discount offer if it were offered?