The other request would be, I think, what we're all saying. If we're talking about boat sales and recreational vehicles, I think that means things are turning around. If there is something we could do in terms of maybe lowering the requirements from triple-A to double-A, you have to let us know as well. It's a two-way street. I think you're hearing the same thing around the table.
Mr. Poloz, at the end of the last part of my questioning during my last intervention.... If I go to BDC for financing, I know they're sort of the lender of last resort and that it's going to cost me three, four, or five points more than a regular bank. I'm going to have to pay for that type of lending. Everybody is aware of that. I'm just wondering, is that EDC policy? That's what I'm trying to get to. Again, I'm referring to a couple of cases where it doesn't seem that EDC is competitive. Is that the purpose of EDC? Is that the mandate when it comes to insurance?