I appreciate that. We do hear in our ridings from individuals, which we've told you before, that they're not getting any response from BDC, or they're not getting a positive response. Could you explain to me again what your mandate is in terms of creditworthiness and so on? You're not a charity. It is taxpayers' money you're spending and lending out. Could you give us an overview of what your philosophy is as a bank, as a development corporation, in terms of taxpayers' money?
On June 11th, 2009. See this statement in context.