You're right. That's exactly what they're saying. They're saying the cost of doing that is prohibitively high in their case, so they're not going to be able to use the program, which they would like to do.
In terms of risk, I respect the fact that the government has set that triple-A rating, but can you advise the committee, if there were a double-A rating, how much more risk there would be to BDC and to the government?