It's a great proxy. It underscores the urgency that we have here before us, the fact that Visa and MasterCard are already in the market. STAR Network was arguably the closest thing to Interac you're going to get in North America. They basically invented the PIN debit network in the United States and then, through many years of expansion, five years ago STAR Network had close to 60% market share of the United States PIN debit market--in the high fifties. That's when Interlink or Visa PIN debit aggressively entered the market. At that point they had 10%.
They employed their strategies. It was a free-for-all, unlevel playing field and so forth. Today STAR Network is, I think, at 25% and Visa is in the high forties, if not 50%, of that market.