I would say they echo that. They would completely underscore the need. Beyond intelligent and proper pricing and an independent board that's governed independently, if it's users, they support that if merchants are not being given an overt choice or a clear understanding of Interac's value proposition versus the other two competitors, if the two competitors are subject to different rules in bringing out new products and different levels of scrutiny, then Interac is not going to be successful. So they support those, in addition to cardholders needing to understand the brand they're using and the payment vehicle they are using on the debit card.
On June 16th, 2009. See this statement in context.