Thank you, Mr. Chair.
My question is for either Ms. Reed or Ms. Bose.
You stated in your presentation that according to an international survey, approximately 55% of Canadians aged 16 and over do not have level 1 or 2 numeracy and literacy skills. Since I haven't seen the survey, I don't know what levels 1 and 2 are. Does this mean that people cannot understand a credit card statement or read the rules on the back of the statement?