Yes. We have two particular concerns about employment insurance. First is accessibility, which is the biggest problem. Fewer than half of the people who become unemployed actually collect employment insurance. Second is increased benefits.
With respect to setting contribution rates, the Conservative government created the Canada Employment Insurance Financing Board a few years ago. The problem is that the government is now allowing the organization to finance itself properly, to accumulate a surplus when the economy is in good shape—better shape that it is in now—so that the extra money can be used during recessions or when the unemployment rate rises. The government is not giving the board the freedom to set contribution rates above what it needs to meet immediate needs.
Because this is an insurance program—