That helps me understand this. Thank you.
Mr. Samuelson, we in the Liberal Party are very interested in pensions. We're having an all-day round table on Monday in Ottawa to consider many ideas, including the ones you've presented. I'd like to ask you about your idea of doubling the benefits under the CPP from 25% to 50%. I have two questions. I'll put the two questions as one.
First of all, does that mean you double the premiums immediately? Second, someone my age wouldn't get much unless I was subsidized by the younger generation, so does your plan involve younger people subsidizing older people or is it subsidy-free?