Thank you, Mr. Chair, and thank you to all of the panellists for being with us today.
Beginning with the Ontario Coalition for Social Justice, the National Council of Welfare, and the Wellesley Institute, I certainly agree with the thrust of what you have said. I think it's also true that while the recession may be technically over, economists in general are in agreement that the unemployment rate has not yet reached its peak, that it may go to 10%, so your concerns are particularly valid at this time.
I'd also point out that we're committed to the 360-hour rule for employment insurance, not necessarily on a permanent basis, but during the time when unemployment is high.
Since I agree with you and since my time is limited, I think I'll have a question for Mr. Howard. I certainly agree with you that pensions are a huge issue going forward in terms of their coverage, their adequacy, and their security. I agree with the idea of a summit, but I thought the definition of summit was the leaders, the Prime Minister and the premiers, so why are you asking for a sort of mini-summit of finance ministers rather than a real summit on this subject?