I have two minutes left.
To Mr. Samuelson, I will make the same plea to you as I did to many presenters in my cross-country consultations on private pension plans. I can't tell you how many union members came to the microphones and said they didn't know what their pension plan was, what they had to retire on.
I realize that your negotiating process is difficult, and I'm not going to blame anybody. You're dealing with these sponsors who want to, shall we say, shift the liability or their costs to the future and are willing to accept increases in pensions in lieu of an immediate increase in wages, and I realize that's the way negotiations go. I don't think the sponsors realized the liabilities they were taking on. I don't think the pensioners or the employees realized the concerns. We see it today with the bankruptcies; they don't know what they've got. The system is broken; we know that. But communication with your members, to me.... And I encourage this to any union representative. Please communicate what those people have, what they can expect as a pension.