But they didn't start by reducing the best sources of their revenues, which seems to be your core argument.
I'm sorry; we could carry on with this conversation, but your presentation does seem to have a built-in contradiction in it.
I want to switch to the bankers.
We generally agree that there's some substantial consensus around the national securities regulator. Both the previous Liberal government and this government seem to be pursuing that path. It's far from universal, shall we say. You studiously steered clear of the blindsiding that you got last week from the finance minister with respect to the sale of insurance.
I'd be interested in your observations with respect to that.