Right.
With respect to compensation, there have been very carefully developed, thoroughly developed—with the endorsement of President Sarcozy directly—compensation principles that have been agreed on at the G-20, were agreed to in Pittsburg. They are consistent with many of the points you made and go beyond compensation tied to longer-term performance, compensation that vests over time, so you can find out whether that longer-term performance actually happens; an ability to claw back compensation if it proves to be ephemeral; corporate governance reforms that allow shareholders, through the boards, to have a say on pay; and disclosure principles that would allow people to make informed decisions about those. And those principles have been agreed to. The spirit of those is to be put into effect very quickly, over the next several months. The regulators are going to monitor the extent to which actual practices are consistent with those principles. And this is going to be a test of how well the process works, because then, at the G-20 level, through something called the Financial Stability Board--which brings together regulators, central banks and treasuries--there is going to be a review of the various packages in the various jurisdictions and whether they are consistent. So there will be a peer review process that will be able to challenge other countries, if their practices are not consistent with these principles, which is relevant in a--