Yes. We have to get the transition right. We have to agree on that. We're on an accelerated basis. We've agreed to main principles. We're going to do the right impact studies over the course of the next six or nine months of 2010. The target, explicitly, and this was agreed to and publicly announced, is to have the pin put in--the actual numbers for these levels--and the formulae by the end of 2010. So it's coming soon.
The second thing, if I may, which is very important internationally and is difficult to implement, is moving standardized over-the-counter derivatives onto public platforms, such as clearing houses or exchanges. I talked earlier about repo, which is short-term funding, but these are credit derivatives and interest rate swaps. It is tens and trillions of dollars
—billions of dollars, in French.