Thank you.
I'd like to challenge you a little on what you just said. I'm not sure what you were referring to. You said the Bank of Canada knew what was going to happen and you were well prepared. I'm just looking at the different projections from the bank and other experts. The one thing we did know was that we didn't know. That's my feeling.
As early as April we said that the economy was going to decrease by 3%, and then it was revised to 2.3% in July. I'm not sure where we are now. It's continuously changing. The economy is evolving.