Okay, thank you.
I was looking at the first-time homebuyers' tax credit. You don't buy a home too many times in your life really--at least most people don't. Some of them are one-time buyers, period. Of course, this is an area that a lot of people don't have a lot of experience in. Right off the bat, all of a sudden those unseen costs just seem to mount up. Can you give us some of the items that would be eligible for a refundable tax credit here? Obviously, if they didn't like the plumbing that was in place and they're going to have to replace some of that, that would probably not be the type of thing.... Are we talking about professional fees only? What other fees would be acceptable for the non-refundable tax credit?