Thank you, Mr. McCallum, for the question.
I would not say it was a cookie-cutter model. I'm afraid it would require a certain amount of study. The U.K. actually has now been at it for almost a decade. They started in 2000 with a commission that reviewed various aspects of social finance and of access to capital by charities. That commission laid out a menu of ideas, which the government has been working from ever since.
What I think has been interesting is that the political consensus in the U.K. around this set of measures has progressed quite far. The Conservative Party is as interested in developing these new vehicles as the Labour government. The social investment bank, the wholesale bank, which they are now discussing, is one that's been endorsed by both parties. It's a financial intermediary, which I think is also badly needed in Canada. So I think that's a good model.
Thank you.