I guess the challenge is to try to figure out how to get that average up across the country, to get everybody to give a bit more. We would like to have more people giving and we'd like to have more people giving more. The stretch tax credit idea is one that we felt had some possibility of consideration by the Department of Finance. It's not creating a new system. It's adding on to the existing system and adding an incentive to what is already there.
I take your point. I think it's probably worth reviewing the whole system.