All Canadian workers would benefit by having a basic universal pension income greater than $11,000 a year. It makes no sense these days for people to have an income of $11,000 a year. For people with supplemental plans, other contributions would be made to the plans. There are some pension plans where contributions amount to 26%.
Most of these plans are integrated plans. If the public plan's share increases, there will be a decrease in contributions to the private plan. That does not mean that people would pay less; they would pay the same, but it would be distributed differently. There would be greater solidarity among Canadians, because even people who do not currently have a pension plan could contribute.
This may not be the ideal solution. At the very least, however, we need to take the time to convene a truly national conference, in order to hear everyone's point of view before adopting a definitive position. I think that would be the intelligent thing to do, given that the public plans have been in place for 40 years.