There's an actuary in Calgary who is actually setting up defined benefit plans for small businesses and continuing to do so on a daily basis. So these plans are out there, but they are challenging.
I was happy to hear two of our witnesses today suggest that it is good that we're looking seriously at this and consulting with our partners across the field, from the provinces to the territories, because the opposition too quickly finds a solution in search of a problem before we've actually defined it.
Do I have a minute left?