The availability of capital on the whole is very strong, but there is still some tightness in the availability for small and medium-sized enterprises. We've seen that. The conditions tighten more for small and medium-sized enterprises than for large enterprises. Large enterprises obviously have the benefit of access to capital markets, which are quite open at this stage.
While we've seen the end of the deterioration in the tightness of credit conditions for small and medium-sized enterprises and just the start of an improvement, there is still a way to go. But as a whole, in terms of the recovery and the recovery in business investment, I would characterize Canada as, if not the least affected, one of the countries least affected by this credit tightness that we see globally.