Okay. Well, first off, thanks for those kind words.
At the depths of the crisis, there were some very difficult decisions that had to be taken, certainly internationally and in Canada. The history will ultimately be written, but because of our relatively better position I think we were able to assist in helping others make the right decisions, if you will, internationally, and I think importantly in October 2008 to get agreement at the G7 level--which really turned it around--that we would take some difficult decisions in terms of providing more explicit support for institutions, by way of liquidity and backstopping, to put a floor under the crisis.
I think it was helpful in that situation for the Minister of Finance, supported by me, to say that even though we don't have to, we will, and to help others represented.... We clearly didn't, but it helped others to represent that they didn't necessarily have to as well, because Canada didn't have to do it. But as a whole, that table needed to do it; we absolutely did need to do it and we had to do it immediately at that point. So that was helpful.
Crises help forge relationships, and the relationships that we built up in the G8 and G20 have helped to advance the reform process, and certainly the performance of the Canadian sector has helped advance things.
Finally, I would say that it's up to us to provide some intellectual leadership on some issues at the G20 to move things forward, because the system obviously needs dramatic change.
With respect to the home renovation tax credit, it was a sort of Men in Black incident as I moved over from the Department of Finance to the bank and was reprogrammed. I'm afraid I've forgotten exactly how a tax credit works, so I'm not going to be able to help you out.