We have very little time left. First of all, thank you very much for your presentation and for your way of explaining things. I am convinced that this will greatly assist those who are following our proceedings.
Let us talk about pedagogical tools. We have already had the opportunity to look at this together. You provided an excellent explanation regarding basis points, the cost of mortgages and the financing costs of the banks, that have just risen, which partly explains the increases. However, in a historical perspective vis-à-vis the Bank of Canada rates, at a level similar to that of today, mortgage rates for five-year terms are quite high at the present time.
Do you have a tool? Do you publish historical comparisons in order to study the trends? Is it something you are able to do?