First, there are...
Every credit union membership would have to make a decision that they wanted to convert from provincial to federal jurisdiction, whether that credit union is in British Columbia, Alberta, or Quebec. It would have to be the membership of the credit union first who would have to decide that they wanted to convert, then there would have to be approval by the provincial government and approval by the federal Office of the Superintendent of Financial Institutions that they were prepared to move into federal jurisdiction.
On the question about whether it would be each caisse populaire, or whether it would be Desjardins, I don't know enough about the legal structure of the Desjardins movement to know which would be the appropriate level that would...where the membership would make that decision. So I don't know the answer to that.