But why do we need a whole new board? Putting aside the $2 billion contingency fund--which, if you had it, needs to be managed, I understand that--why isn't there simply a decision to say that given that we already have a notional account, the premiums are set on the basis of break-even accounting? Why this fancy new name, new description? I don't understand. We already have all the notional account numbers. We have all the analysis we need. Why doesn't the government just say we're going to insist that going forward we're going to establish premiums on a break-even basis?
