Thank you very much for your presentations. I appreciate the fact that some of you sent them in advance in French.
Mr. Charbonneau, with respect to the Canadian Institute of Actuaries and your idea of pension security trusts to manage the risks, I was wondering about the mechanism that would be involved in such trusts in Quebec and Canada.
Do you have any doubts about having a single pension security trust, or would it be better, given that the situation in Quebec is different because we are somewhat ahead of other jurisdictions in this area, to have a completely different structure in Quebec?