I also think the case is even stronger for an individual. An individual pays 0.25% for index and 2% to 3% for mutual funds. It's really hard to make 2% to 3% consistently above the index.
That's just my witness comment.
As for my politician question, I guess to Mr. Benoit, I read that the government proposal is that your group of six--gang of six, group of six--can go for ten years, providing that “no more than one-third of active and non-active plan members and beneficiaries object”, right?
But how likely is this plan to work? I would have thought it was very likely, especially in a union setting, that more than one-third of them might object.