Thank you, and I think that needs to be emphasized. I appreciate the fact that you did that, because we have one of the best systems in the world. The OECD report reminds us of that. We need to make sure we don't damage the best system in the world. That's not to say it can't be made better, and that's what we've been talking about. One thing we do need to remind all our witnesses here is that all options are on the table as far as the finance minister's process going forward goes. We're looking at all options. That's why we wanted you folks here today.
Mr. Georgetti, I noticed even Mr. McCallum was questioning the math on the CLC's proposal. Mr. McCallum, of course, being an economist, would question this. We've spoken to some experts who have left us less than satisfied as to when this is actually going to take effect. With this plan, is it sustainable, and would it be 40 years before seniors would see the results?