Thank you, Mr. Chair.
Basically, what it meant for the CRA was that we were able to leverage on the expertise and infrastructure we had already in place, which we've been using and continue to use, obviously, for our collections functions on the tax side. So there wasn't any major restructuring. There was, obviously, an increased focus on student loans, because that responsibility and accountability came over to us. We integrated it into our collections function within the agency, and now we're operating what we believe to be quite an efficient program administering the student loans and at the same time achieving some savings for the government.