Well, our reading is that it's open to multiple interpretations.
Just to pick up on some of your points, Mr. Wallace, certainly you can find the words you mentioned; you can find words such as refundable tax credit. But as Mr. Khan said earlier, we're financial analysts. We're effectively bean-counters. There are four things that we need, as Mr. Khan suggested.
We need to be able to pull out who the eligible people are. Are there transferability issues? What are the magnitudes of the benefits? Those are the only things we look for, sir. The rest of it is beyond our capacity as financial analysts.