I can start with that. One of the areas that EI currently covers is training. It spends about $2 billion per year on training. That comes out of the EI account. Repeatedly, when studies have been done on how effectively that money is being used and whether the EI training dollars are actually helping people get back to work, the best that can be said is that there's maybe some moderate improvement.
We believe there are better ways we can use that $2 billion. In fact, that is one of the things that we think could fund an idea of an EI tax credit or an EI employment credit for hiring. It would allow employers a bit of a holiday should they increase their payroll over a set period of time. It would encourage them to hire more people and to train them. We think that going forward that's a more effective way to use training dollars than spending the $2 billion currently in the account.