Thank you.
Ms. Clayton, I want to compliment your organization for their presentation. I think it is an extremely important point, as are the issues that you brought here about the need question.
I don't know how to put it delicately, but in a lot of the presentations that we've had with regard to post-secondary education and the funding, the hardship, the debt, very rarely has there been analysis to back up the statements. We really need that. I know it exists, but we don't have it.
In recommendation 2 you made the broad statement that the tax credits and everything else we have disproportionately benefit families with higher incomes. You can't make that statement without having seen some evidence, some basis, for making the statement. That's important. I bet you it exists; I think it exists, and I think the committee should have it.