If I may, let me just get the other couple in here.
The third one here was a lifetime rather than an annual contribution limit on the tax free savings accounts. This would seem to provide an instrument for those who had significant cashflow availability for investment to top up much quicker and that the skew would be a benefit to higher income earning Canadians versus low.
The fourth item, and this one I'm not sure, says, “equity in the amount of tax deferral room provided in, and tax treatment of retirement income from, various types of deferred tax plans”. I assume an RRSP would be something in that basket and I assume this is an indirect way of saying increase the limits on RRSPs.
I went through this because it just struck me that very few of these things really had anything to do with addressing the deficit. I think the Canadian Bankers Association's position is that it is important for us to address the deficit as early as possible. Is that the fact?