Okay.
Based partly on Mr. Laporte's analysis, and other analyses I have read suggesting that the pension system is in need of repair on a fairly urgent basis, I don't think we really have a generation to wait.
But perhaps I can turn the same question over to Mr. Connor as to why, specifically, can we not have more choice for Canadian consumers by allowing both your preferred option, a multi-employer pension plan, and an expansion of the Canada Pension Plan, and the two can compete with each other and provide more choice to Canadians?