You raised recently the issue of household debt in Canada, and the TD Economics report further validated that risk. I'd appreciate some of your insight as to what government policy levers we should be looking at in order to reduce the risk of excessive household debt and what kind of regulatory reform we can be looking at. And in terms of macro-prudential measures, what are some other countries doing that we ought to be doing in Canada?
On October 26th, 2010. See this statement in context.