Thank you. That's probably the most important message we need to hear--the dedication you have. I applaud your efforts. You do us proud.
I'm trying to keep this very short, but I have a question for our actuarial friends about suggestion five. Coming out of Charlottetown, we suggested modest incremental changes to CPP--multi-employer plans. Just quickly, what are your thoughts on that?
On financial literacy, I see you support that.
I'm a little intrigued about introducing legislation allowing employers to set up 100% employer-funded pension security trusts. What would entice an employer to want to fund 100%, other than a real shortage of labour? Please answer quickly, if you could.