You're looking into some older history, and that's why Mr. Wach is not responding, but I was at the department at the time when that was being developed.
It was a difficult balance to be presented. We had some existing registered plans, for example, the RRSP, the RDSP--registered disability savings plan. We also had deferred profit savings plans and other plans of that sort. In general, there are a series of qualified investments for those measures, and there was a policy decision made to extend the same list of qualified investments to the RDSP.
Now, it became apparent after the TFSA was put in place that some fairly aggressive transactions were being proposed to try to maximize the amount of income showing up in the TFSA. As the minister indicated in the press release that introduced the measures, the government will still be taking a close look at some of these transactions under the general anti-avoidance rule. So no, I wouldn't say it was a sloppy attempt at it. I think it was surprising, the reaction that the tax community responded with in terms of trying to squeeze the most possible out of the TFSA, and the government reacted quickly when it became apparent that some Canadians were willing to do so.