I'm not sure how that was put to you. I view the FISC committee as performing that function in Canada. I'm glad we have it. I'm glad we've had it in place for a long time. It has clearly worked well, because Canada has done better than most other countries coming through this recession, which came from outside Canada.
You raise an important point, though, about CMHC, whether CMHC ought to be part of the FISC committee. As you know, CMHC has two mandates: one relates to the provision of affordable housing in Canada; the other relates to the mortgage system and insuring high-ratio mortgages. We have looked at the possibilities of CMHC, with respect to their mortgage insurance view of the world, participating in the FISC, and I'd welcome the advice of this committee on that subject.