Thank you, Mr. Chairman.
Good morning, honourable members. I'm appearing on behalf of HSBC Bank Canada. My comments are based on a written statement that has been provided to the clerk. I'm going to refer to that statement as I make my presentation.
I am the chief compliance officer and a senior vice-president of HSBC Bank Canada. I am the senior executive who is responsible for the oversight of the bank's regulatory compliance program.
We appreciate the opportunity to appear today before the committee and to make a statement--